Loanplaced disclaimer
1. Educational, not personal financial advice
Loanplaced content — articles, guides, calculators, and comparison pages — is educational. It is not personalized financial, legal, or tax advice. Loanplaced advisors are credentialed loan officers, CFPs, CPAs, and attorneys, but their role is to inform your decision, not to make it for you. For personalized advice, consult a fiduciary who knows your full financial situation.
2. Rate and offer accuracy
Rate ranges shown on Loanplaced service and blog pages that have not been personalized are indicative and based on Loanplaced's approved‑offer data for the most recent complete quarter. Your actual rate depends on your credit profile, income, debt‑to‑income ratio, state, loan purpose, and lender program at the time of application. Personalized quotes generated through Loanplaced reflect real lender offers valid for the disclosed window (typically 24–72 hours).
3. Loanplaced is not a lender
Loanplaced is a licensed loan broker and comparison platform. Loanplaced does not fund loans directly. The loan itself is a contract between you and the lender you accept. Loanplaced does not guarantee approval or any specific term.
4. Compensation disclosure
Loanplaced is compensated by lender partners when a loan closes — a flat placement fee, not a percentage. Compensation does not influence the ranking of offers you see. Offers are ranked by total cost of borrowing to you. Full detail in our about page and terms of service.
5. Third‑party content and links
Loanplaced links to lender program pages, regulatory sources (CFPB, FTC, NMLS), and other third‑party sites. Loanplaced does not control and is not responsible for the content or practices of third‑party sites.
6. Testimonials and reviews
Customer testimonials on Loanplaced are drawn from verified borrowers whose loans closed through us. Reviews cannot be posted without a matching closing record. Loanplaced does not compensate borrowers for reviews and does not edit review text.
7. Trademarks
"Loanplaced" and the Loanplaced logo are trademarks of Loanplaced, LLC. All other trademarks are property of their respective owners and appear on Loanplaced for identification purposes only.