Every Loanplaced review below comes from a borrower who actually placed a loan through us. Reviews are collected 30 days after funding and verified against loan closing records. We publish the good and the critical — see below.
Every review on this page is tied to a specific loan closing in our system. Loanplaced invites the borrower to leave a review 30 days after funding via a unique link that expires in 14 days. Reviews cannot be posted without a matching closing record. We do not delete negative reviews, edit review text, or offer incentives for reviews.
Our third‑party review partner audits our review pipeline annually. The most recent audit report is available on request from [email protected].
Placed my mortgage through Loanplaced after getting three quotes elsewhere. The Loanplaced offer beat all of them by 0.375%, and the advisor walked me through every line of the loan estimate — origination, discount points, prepaid escrow. First time I've actually understood a mortgage disclosure.
Used Loanplaced to consolidate about $28K in credit card debt across four cards. My APR dropped from a weighted average of 22% to 12.99% fixed on a 60-month loan. The CFP advisor also built me a payoff plan I'm actually sticking to — and called at 90 days to check in.
Loanplaced pre-approved me for an auto loan before I set foot in the dealership. The dealer tried to beat my rate and couldn't. I saved probably $1,800 in interest over the term and finished the paperwork in under an hour.
The advice was excellent and the offer was competitive. The one hiccup was funding — took five business days rather than the two I was told. Loanplaced credited me a rate reduction of 0.125% for the delay, which was a fair response, but I'd have preferred just being told the honest timeline up front.
As a franchise owner, I'd tried three brokers before finding Loanplaced. Their small business lead is a CPA and it shows — she caught two eligibility issues before we submitted and matched us to a lender that specializes in QSR franchises. Funded in 34 days, which for an SBA 7(a) is fast.
Loanplaced actually told me not to consolidate. They ran the numbers and showed me I'd pay off my cards faster with a 0% balance transfer. I appreciated the honesty even though it meant they didn't earn anything from me. Would use them next time I actually need a loan.
A+
Accredited since 2015
4.7
Excellent · 1,842 reviews
4.8
Based on 963 reviews
4.6
728 verified reviews
Ratings verified July 2026.
Positive reviews are easy to publish. What a company does with negative reviews is a better signal of trustworthiness — here's Loanplaced's approach.
Every review published on Loanplaced.com is tied to a specific loan closing in our system. When a Loanplaced loan closes, an invitation email is sent 30 days later with a unique review link that expires in 14 days. The link cannot be used more than once. Reviews cannot be posted without this invitation. Our review pipeline is audited annually by an independent third party.
Reviews on external platforms (BBB, Trustpilot, Google, Consumer Affairs) go through those platforms' own verification processes — Loanplaced does not manipulate them and does not incentivize borrowers to post there.