Loanplaced is intentionally narrow — we place five loan types and we place them well. Every category below is led by a specialist with real underwriting experience, and every offer we surface comes with the full cost of borrowing disclosed upfront.
Click any card below for a deep dive. Every category has a dedicated specialist reviewer.
Fixed‑rate personal loans from $2K to $100K for medical bills, home projects, moving, weddings. Loanplaced surfaces the true APR, origination fees, and payoff cost — not the marketing rate.
SBA 7(a), working capital, equipment financing, and revenue‑based lines of credit. Loanplaced routes your file to lenders that already fund businesses in your industry and revenue stage.
Purchase, refinance, FHA, VA, and jumbo mortgage matching. Founded by a former underwriter — we read the fee sheet like a lender, so you see the true cost of the loan.
New, used, refinance, and lease‑buyout auto loans. Loanplaced runs the numbers against your trade‑in, taxes, and fees so you know the drive‑off cost before you sign at the dealer.
Combine credit card, medical, or private student debt into one fixed monthly payment — often at 30–60% lower APR. Loanplaced builds a payoff plan first, then places the loan. If consolidation isn't the right answer, we tell you.
| Loan type | Typical amount | Typical APR range | Typical term | Time to fund |
|---|---|---|---|---|
| Personal loan | $2K – $100K | 6.99% – 35.99% | 24 – 84 months | 1 – 3 business days |
| Business loan | $10K – $5M | 7.50% – 29.99% | 6 – 300 months | 2 – 45 business days |
| Mortgage | $100K – $3M+ | 5.75% – 8.50% | 10 – 30 years | 21 – 45 days |
| Auto loan | $5K – $100K | 5.49% – 24.99% | 24 – 84 months | 1 – 3 business days |
| Debt consolidation | $5K – $50K | 7.99% – 24.99% | 36 – 84 months | 1 – 5 business days |
Ranges reflect approved‑offer data across Loanplaced's lender panel for the four quarters ending Q1 2026. Your actual rate depends on credit profile, loan purpose, state, and collateral. Last verified: 07/2026.
Comparison sites (LendingTree, Credit Karma, Bankrate) and Loanplaced solve the same problem — but the models are different, and the difference matters for your rate and your inbox.
| Feature | Loanplaced | Aggregator sites |
|---|---|---|
| Business model | Flat fee per closed loan | Sell leads to multiple lenders |
| Number of lenders that contact you | 1 licensed Loanplaced advisor | Often 5–10 lenders + resellers |
| Ranking of offers | By total cost to borrower | By lender bidding |
| Advisor credentials | CFP®, NMLS, CPA, Esq. | Typically call-center staff |
| Content review cycle | 90-day re-verification | Varies |
| Data sold to third parties | No | Model-dependent |
| Advice against borrowing | Given when math says so | Rarely |
Start with a Loanplaced advisor call before viewing rates. Understanding what your credit file looks like from a lender's perspective is more valuable than a rate comparison for someone new to borrowing.
Use Loanplaced's soft-pull quote flow directly. Compare APRs, origination fees, and total cost of borrowing on a single Loanplaced offer page.
Book time with our small-business lead (CPA). Business loan placement requires a document review our online flow can't fully automate.
Answer six questions and a Loanplaced advisor will recommend the loan structure that fits your situation — free.
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